Best Net Payout Yield Companies To Buy For 2015

With very little key economic data out this morning, investors focused their attention on interest rate changes in Australia and earnings reports, which for the most part have been strong. With these smaller catalysts, the bulls where out and running again today, and the Dow Jones Industrial Average (DJINDICES: ^DJI  ) pushed higher. The blue-chip average increased by 87 points, or 0.58%, and for the first time ever, closed above the 15,000 mark, at 15,056. The S&P 500 and the�Nasdaq�both also moved upward, gaining 0.52% and 0.11%, respectively. The S&P 500 broke the 1,600 mark last week and now sits at 1,625, while the Nasdaq is now fewer than four points away from the 3,400 milestone.

Let's take a look at a few Dow components that helped push the index above that 15,000 mark today.

Share of Caterpillar (NYSE: CAT  ) rose 2.51% this afternoon, making it the best-performing Dow component of the day. My colleague Dan Dzombak explained why lowering interest rates in Australia gave the stock such a boost this morning. The long and skinny of it is that Caterpillar receives about 10% of its revenue from the country and the lower rates should help spur construction in the country and thus boost sales for the heavy machinery manufacturer.

Best Net Payout Yield Companies To Buy For 2015: FBR & Co (FBRC)

FBR & Co., formerly FBR Capital Markets Corporation, is a full-service investment banking, institutional brokerage and asset management company. In addition, it makes principal investments, including merchant banking investments. The Company�� subsidiaries are FBR Capital Markets & Co. (FBR & Co.), FBR Capital Markets International, Ltd. (FBRIL), Financial Services Authority (FSA), and FBR Fund Advisers, Inc. (FBR Fund Advisers). Its segments include capital markets, which include investment banking and institutional brokerage and research; asset management, and principal investing, which includes merchant banking. It provides capital raising services, including underwriting and placement of public and private equity and debt; financial advisory services, including merger and acquisition advisory, restructuring, liability management, recapitalization and strategic alternative analysis; asset management services through a family of mutual funds; institutional sales and trading services focused on equities, equity-linked securities, listed options, high-yield bonds, senior debt and bank loans; and research coverage.

Capital Markets

The Company�� capital markets business is conducted by its investment banking and institutional brokerage professionals through its United States and United Kingdom broker-dealer subsidiaries. These professionals provide investment banking services, including capital raising and financial advisory services, and institutional brokerage services, including sales, trading, and research services, to its institutional clients across its core industry sectors.

Asset Management

The Company�� investment adviser subsidiaries principally manage a family of mutual funds. At December 31, 2011, it managed client assets through its 10 mutual fund product lines that cover a range of sectors and asset classes. Through attention to relative valuation and security selection, it manages mutual funds strive both to participate in rising m! arkets and preserve capital in down markets. It focuses on expanding its asset management business.

The Company�� investing activity consists primarily of investments in merchant banking investments, investments in publicly traded companies, and investments in short-term liquid instruments. This strategy involves putting its capital to work alongside the capital of its institutional clients.

Advisors' Opinion:

• [By Zachary Tracer]

  FBR & Co. (FBRC) is leading the sale, according to a regulatory filing today from Emeryville, California-based NMI. The company said it�� seeking to raise $25 million, a placeholder amount used to calculate registration fees, according to the document.

• [By DAILYFINANCE]

  Brian Smale/Microsoft via Getty ImagesNewly named Microsoft CEO Satya Nadella. SAN FRANCISCO -- After compiling a list of more than 100 CEO candidates, Microsoft settled on Satya Nadella a homegrown leader who joined the software maker in the early 1990s. That's back when Google's founders were teenagers and Facebook CEO Mark Zuckerberg was in elementary school. Tuesday's hiring of Nadella as Microsoft's CEO after a five-month search is a safe move that's likely to be greeted with sighs of relief around the company's Redmond, Wash., headquarters, industry analysts say. But the methodical, almost predictable decision is likely to reinforce perceptions that Microsoft (MSFT) is a plodding company reluctant to take risks as it competes against younger rivals who relish going out on a limb. While Google (GOOG) founder and CEO Larry Page boasts about his company taking "moon shots" and Zuckerberg promises to "move fast and break things," Microsoft has fallen behind the technological curve after underestimating the importance of Internet search more than a decade ago and reacting too slowly to the rise of mobile devices during the past seven years. Meanwhile, the sales of personal computers running on Microsoft's Windows software are shrinking. Microsoft's malaise may have narrowed the field of up-and-coming visionaries interested in running a company founded in 1975. Just as Microsoft founder Bill Gates and Apple (AAPL) founder Steve Jobs would never have considered working at IBM (IBM) in the 1980s, today's entrepreneurial whiz kids scoff at Microsoft's overtures. "Going to work at Microsoft could make it look like you are going back to the dark ages," says Richard Metheny, a management coach for the executive search firm Witt/Kieffer in Chicago. "It's a well-entrenched business that has had trouble lately figuring out how to play in this new world." Despite its challenges, Microsoft remains a moneymaking machine that sits atop an $84 billion cash pile. Tha

Best Net Payout Yield Companies To Buy For 2015: Allstate Corp (ALL)

The Allstate Corporation (Allstate), November 5, 1992, is a holding company for Allstate Insurance Company. The Company�� business is conducted principally through Allstate Insurance Company, Allstate Life Insurance Company and their affiliates. It is engaged, principally in the United States, in the property-liability insurance, life insurance, retirement and investment product business. Allstate's primary business is the sale of private passenger auto and homeowners insurance. The Company also sells several other personal property and casualty insurance products, select commercial property and casualty coverages, life insurance, annuities, voluntary accident and health insurance and funding agreements. Allstate primarily distributes its products through exclusive agencies, financial specialists, independent agencies, call centers and the Internet. It conducts its business primarily in the United States. Allstate has four business segments: Allstate Protection, Allstate Financial, Discontinued Lines and Coverages and Corporate and Other. The Company is a personal lines insurer in the United States. Customers can access Allstate products and services, such as auto insurance and homeowners insurance through nearly 12,000 exclusive Allstate agencies and financial representatives in the United States and Canada. In October 2011, the Company acquired Esurance and Answer Financial from White Mountains Insurance Group.

ALLSTATE PROTECTION SEGMENT

In this segment, the Company principally sells private passenger auto and homeowners insurance through agencies and directly through call centers and the Internet. These products are marketed under the Allstate, Encompass and Esurance brand names. The Allstate Protection segment also includes a separate organization called Emerging Businesses, which comprises Business Insurance (commercial products for small business owners), Consumer Household (specialty products including motorcycle, boat, renters and condominium insurance policies), A! llstate Dealer Services (insurance and non-insurance products sold primarily to auto dealers), Allstate Roadside Services (retail and wholesale roadside assistance products) and Ivantage (insurance agency). The Company also participates in the involuntary or shared private passenger auto insurance business in order to maintain its licenses to do business in many states. In some states, Allstate exclusive agencies offer non-proprietary property insurance products. Allstate brand auto and homeowners insurance products are sold primarily through Allstate exclusive agencies and serve customers who prefer local personal advice and service and are brand-sensitive. In most states, customers can also purchase certain Allstate brand personal insurance products, and obtain service, directly through call centers and the Internet.

During the year ended December 31, 2011, total Allstate Protection premiums written were $25.98 billion. Its broad-based network of approximately 10,000 Allstate exclusive agencies in approximately 9,700 locations in the United States produced approximately 86% of the Allstate Protection segment's written premiums in 2011. It provides personal property and casualty insurance products through independent agencies in the United States. Additionally, Allstate distribution, through brokering arrangements, offers non-proprietary products to consumers when an Allstate product is not available.

ALLSTATE FINANCIAL SEGMENT

Allstate Financial segment provides life insurance, retirement and investment products, and voluntary accident and health insurance products. Its principal products are interest-sensitive, traditional and variable life insurance; fixed annuities, including deferred and immediate; and voluntary accident and health insurance. Its institutional products consist of funding agreements sold to unaffiliated trusts that use them to back medium-term notes issued to institutional and individual investors. Banking products and services were offered to! customer! s through the Allstate Bank through September 2011. In 2011, after receiving regulatory approval to voluntarily dissolve, Allstate Bank ceased operations.

The Company sells Allstate Financial products to individuals through multiple intermediary distribution channels, including Allstate exclusive agencies and exclusive financial specialists, independent agents, specialized structured settlement brokers and directly through call centers and the Internet. The Company sells products through independent agents affiliated with approximately 125 master brokerage agencies. Independent workplace enrolling agents and Allstate exclusive agencies also sell its voluntary accident and health insurance products primarily to employees of unaffiliated businesses. Its mortgage loan portfolio, which is primarily held in the Allstate Financial portfolio, totaled $7.14 billion as of December 31, 2011

Allstate Financial, through several companies, is authorized to sell life insurance and retirement products in all 50 states, the District of Columbia, Puerto Rico, the United States, Virgin Islands and Guam. Allstate Financial distributes its products to individuals through multiple distribution channels, including Allstate exclusive agencies and exclusive financial specialists, independent agents (including master brokerage agencies and workplace enrolling agents), specialized structured settlement brokers and directly through call centers and the Internet.

OTHER BUSINESS SEGMENTS

The Company�� Corporate and Other segment consistsof holding company activities and certain non-insurance operations. It�� Discontinued Lines and Coverages segment includes results from insurance coverage that it no longer writes and results for certain commercial and other businesses in run-off. Its exposure to asbestos, environmental and other discontinued lines claims is presented in the segment. The segment also includes the historical results of the commercial and reinsurance businesses ! sold in 1! 996.

Advisors' Opinion:

• [By Tim Brugger]

  In a continuing effort to "reduce its exposure to spread-based business," Allstate (NYSE: ALL  ) has entered into a definitive agreement to sell its Lincoln Benefit Life (LBL) business to Resolution Life, a subsidiary of U.K.-based The Resolution Group, for $600 million, Allstate announced.

Hot Financial Companies To Watch For 2015: CAI International Inc (CAP)

CAI International, Inc., incorporated on January 30, 2007, is a equipment leasing and management company, operating primarily in the international intermodal marine cargo container leasing business. The Company also owns a fleet of railcars, which it leases in North America. The Company operates in two segments: equipment leasing and equipment management. The equipment leasing segment specializes primarily in the ownership and leasing of intermodal containers, while the equipment management segment manages equipment for third-party investors. The Company leases its equipment principally to international container shipping lines located throughout the world. The Company sells equipment primarily to third-party investor groups and provides management services to those investors in return for a management fee.

The equipment leasing segment derives its revenue primarily from the ownership and leasing of containers to container shipping lines and freight forwarders. The equipment management segment derives its revenue from management fees earned from portfolios of equipment and associated leases which are managed on behalf of third-party investors. As of March 31, 2013, our fleet consisted of 1,091,117 twenty-foot equivalent units (TEUs) of containers and 1,453 railcars.

Advisors' Opinion:

• [By CRWE]

  CAI International, Inc. (NYSE:CAP), a leading lessor of intermodal container, reported that its Senior Vice President and Chief Financial Officer, Timothy Page, is scheduled to present at the Dahlman Rose Global Transportation Conference in New York on Thursday, September 6, 2012 at 12:20 p.m. ET.

Best Net Payout Yield Companies To Buy For 2015: Sterlite Industries(India)

Sterlite Industries (India) Limited operates as a non-ferrous metals and mining company in India and internationally. It engages in the smelting and processing of copper and production of copper byproducts. The company?s primary products consist of copper cathode and continuos cast rods, as well as by products comprise sulphuric acid, phosphoric acid, hydrofluoro silicic acid, gypsum, ferro sand, and slime. It also owns the Mt. Lyell copper mine at Tasmania in Australia, as well as owns various zinc assets, including Skorpion Zinc in Namibia; Black Mountain Mines in South Africa; and Lisheen Mines in Ireland. In addition, the company produces aluminum from its bauxite mines. Its aluminum products include aluminum ingots and wire rods; rolled products, such as coils and sheets; and vanadium sludge as a by-product. Further, the company smelts and produces lead and zinc, as well as produces and sells sulphuric acid to fertilizer manufacturers and other industries; and silver ingots primarily to industrial users. It operates three lead-zinc mines in the state of Rajasthan, northwest India. Additionally, it involves in power generations business. As of March 31, 2011, the company had a power generation capacity of 1,041 MW from its thermal power plants and wind power plants. The company was formerly known as Sterlite Cables Limited and changed its name to Sterlite Industries (India) Limited in 1986.The company was incorporated 1975 and is based in Mumbai, India. Sterlite Industries (India) Limited is a subsidiary of Vedanta Resources plc.

Advisors' Opinion:

• [By Rajhkumar K Shaaw]

  BNP Paribas Securities (Asia) Ltd., Macquarie Capital Securities (India) Pvt. and Ambit Capital Pvt. cut their Sensex targets as the Reserve Bank of India unexpectedly increased its benchmark interest rate to stem a record decline in the rupee and curb consumer prices in the world�� second-most populous nation. Strategists reduced their average profit estimate by 4.5 percent as higher borrowing costs threaten to worsen the slowest economic expansion since 2009.

• [By Sy Harding]

  Those largest holdings include Taiwan Semiconductor, Petroloeo Brasileiro (Brazil), China Mobile, China Construction Bank, CNOOK (China Offshore Drilling), Gazprom OAO (Russia), America Movil (Mexico), Sasol Ltd. (South Africa), Hon Hai Precision (Taiwan), and Infosys (India).

Best Net Payout Yield Companies To Buy For 2015: Royal Caribbean Cruises Ltd.(RCL)

Royal Caribbean Cruises Ltd. operates in the cruise vacation industry worldwide. It owns five cruise brands, which comprise Royal Caribbean International, Celebrity Cruises, Pullmantur, Azamara Club Cruises, and CDF Croisi�es de France. The Royal Caribbean International brand provides various itineraries and cruise lengths with options for onboard dining, entertainment, and other onboard activities primarily for the contemporary segment. It offers surf simulators, water parks, ice skating rinks, rock climbing walls, and shore excursions at each port of call, as well as boulevards with shopping, dining, and entertainment venues. The Celebrity Cruises brand operates onboard upscale ships that offer luxurious accommodations, fine dining, personalized services, spa facilities, venue featuring live grass, and glass blowing studio for the premium segment, as well as resells computers and other media devices. The Pullmantur brand provides an array of onboard activities and serv ices to guests, including exercise facilities, swimming pools, beauty salons, gaming facilities, shopping, dining, complimentary beverages, and entertainment venues serving the contemporary segment of the Spanish, Portuguese, and Latin American cruise markets. The Azamara Club Cruises brand offers various onboard services, amenities, gaming facilities, fine dining, spa and wellness, butler service for suites, and interactive entertainment venues for the up-market segment of the North American, United Kingdom, German, and Australian markets. The CDF Croisieres de France brand offers seasonal itineraries to the Mediterranean; and various onboard services, amenities, entertainment venues, exercise and spa facilities, fine dining, and gaming facilities for the contemporary segment of the French cruise market. As of December 31, 2011, the company operated 39 ships with a total capacity of approximately 92,650 berths. Royal Caribbean Cruises Ltd. was founded in 1968 and is headqua rtered in Miami, Florida.

Advisors' Opinion:

• [By Rick Munarriz]

  4. Cruising for a bruising
  A fire broke out on Royal Caribbean's (NYSE: RCL  ) Grandeur of the Seas, forcing the cruise line to cut that journey short and cancel the next sailing of the vessel that was supposed to leave out of Baltimore today.

• [By Shauna O'Brien]

  On Friday, Royal Caribbean Cruises Ltd. (RCL) released its fourth quarter financial results, which came in above analysts’ estimates. The company also announced that it has boosted its outlook for 2014.

  RCL’s Earnings in Brief

  RCL reported earnings of��$7.02 million, or 3 cents per share, compared to a loss of $392.80 million, or $1.80 per share, last year. Adjusted earnings were 23 cents per share, which came in above analysts’ estimate of 18 cents per share. Revenue for the quarter was $1.85 billion, in-line with analysts estimates. The company raised its outlook for 2014 to a range of $3.20-$3.40 per share, from its prior outlook of $3.06-$3.19 per share.

  CEO Commentary

  Richard D. Fain, chairman and CEO of RCL noted:”Six months ago we said we thought we had reached an inflection point and these figures clearly bear that out.�It has been a challenging year, but the fact that we have achieved our guidance from a year ago nicely demonstrates the strength of our�business.�Despite the lingering impact of 2013′s negative media coverage on 2014, the year ��and what it portends for future returns ��is looking highly promising.”

  RCL’s Dividend

  RCL paid its last quarterly dividend of 25 cents on January 2. The company is expected to announce its next dividend in February. In September, RCL raised its dividend from 12 cents to 25 cents per share.

  Stock Performance

  Royal Caribbean shares were up $1.97, or 4.18%, during pre-market trading Monday.

• [By Ben Levisohn]

  And what’s good for Carnival should also be good for Royal Caribbean Cruises (RCL), which also got an upgrade, Norwegian Cruise Line Holdings�(NCLH), which Farley and Kocharyan label their top pick. They explain:

• [By Patricio Kehoe] Carnival Corporation (CCL) for a package deal, since these two companies control 75% of the global cruise market. But let�� see what it is about Carnival Corporation that has caught investment guru John Hussman (Trades, Portfolio)�� attention enough to add more of this company�� shares to his portfolio.

  Cruising All over the World

  As the world�� largest global cruise company, Carnival Corporation owns over 100 ships and operates 10 brands worldwide, which attract an anual customer base of�10 million. This extensive portfolio includes among others the Carnival Cruise Lines, Princess Cruises and Seabourn in North America; AIDA in Germany, Costa Cruises in Southern Europe, and the P&O Cruises in both Australia and the UK. This firm also owns the tour company Holland America Princess Alaska Tours, which operates in Alaska and the Canadian Yukon. However, it�� the company�� 200,000 passenger ship capacity that has allowed it to reach a diverse group of consumers in a lightly penetrated vacation segment, earning it $15.5 billion in revenue.

  The global cruise market is a largely untapped industry, an aspect that Carnival Cruise benefits from greatly. With the 65 and older demographic growing at a 36% rate between 2010 and 2020, while the cruise industry�� capacity grows at 3%, baby boomers looking to retire and spend their money on leisure will surely be swooped-up by this industry giant. In fact, the company�� long-term business model is focused on international expansion, especially in the Asian continent. In 2013, for example, the firm opened its second office and launched a home port in Japan, in addition to other office openings in China (5), South Korea (1), Taiwan (1), Hong Kong (1) and Singapore (1). The larger international presence, combined with an improving economic environment and increasing cost leverage, should help boost operating margin from its current 10.70%.

  Competitive Advantages vs. Brand Perception

Best Net Payout Yield Companies To Buy For 2015: Thompson Creek Metals Company Inc.(TC)

Thompson Creek Metals Company Inc., through its subsidiaries, engages in mining, milling, processing, and marketing molybdenum products in the United States and Canada. The company?s principal properties include the Thompson Creek Mine and mill in Idaho; a metallurgical roasting facility in Langeloth, Pennsylvania; and a joint venture interest in the Endako Mine, mill, and roasting facility in British Columbia. It also holds interests in development projects comprising the Davidson molybdenum property and the Berg copper-molybdenum-silver property located in northern British Columbia; the Howard?s Pass property, a lead and zinc project situated in the Yukon territory-northwest territories border; and the Maze Lake property, a gold project located in the Kivalliq district of Nunavut. The company produces molybdenum products, primarily molybdic oxide and ferromolybdenum, as well as soluble technical oxide, pure molybdenum tri-oxide, and high purity molybdenum disulfide. As o f December 31, 2010, its consolidated recoverable proven and probable ore reserves totaled 462.2 million pounds of contained molybdenum in the Thompson Creek Mine and the Endako Mine. The company was formerly known as Blue Pearl Mining Ltd. and changed its name to Thompson Creek Metals Company Inc. in May 2007. Thompson Creek Metals Company Inc. is based in Denver, Colorado.

Advisors' Opinion:

• [By Garrett Cook]

  Monday morning, the basic materials sector proved to be a source of strength for the market. Leading the sector was strength from AK Steel Holding (NYSE: AKS) and Thompson Creek Metals Company (NYSE: TC).

Best Net Payout Yield Companies To Buy For 2015: KKR Financial Holdings LLC (KFN)

KKR Financial Holdings LLC, incorporated on January 17, 2007, is a specialty finance company focused on a range of asset classes. The Company�� holdings primarily consist of below investment grade syndicated corporate loans, also known as leveraged loans, high yield debt securities, private equity, interests in joint ventures and partnerships, and working and royalty interests in oil and gas properties. It operates in three segments: Credit, Natural resources, and other. The Credit segment includes primarily below investment grade corporate debt comprised of senior secured and unsecured loans, mezzanine loans, private and public equity investments, high yield bonds, and distressed and stressed debt securities. The Natural Resources segment consists of non-operated working and overriding royalty interests in oil and natural gas properties. Natural Resources segment excludes private equity focused on the oil and gas sector. The Other segment includes all other portfolio holdings, including commercial real estate.

The Company�� majority of holdings consist of corporate loans and high yield debt securities held in collateralized loan obligation (CLO) transactions that are structured as on-balance sheet securitizations and are used as long term financing for its investments in corporate debt. The Company is externally managed and advised by KKR Financial Advisors LLC. The Company�� collateralized loan obligation (CLO) consist of seven CLO transactions, KKR Financial CLO 2005-1, Ltd. (CLO 2005-1), KKR Financial CLO 2005-2, Ltd. (CLO 2005-2), KKR Financial CLO 2006-1, Ltd. (CLO 2006-1), KKR Financial CLO 2007-1, Ltd. (CLO 2007-1), KKR Financial CLO 2007-A, Ltd. (CLO 2007-A), KKR Financial CLO 2011-1, Ltd. (CLO 2011-1) and KKR Financial CLO 2012-1, Ltd. (CLO 2012-1) (collectively the Cash Flow CLOs). The Company�� objective is to provide long-term value for its shareholders by generating an attractive total return through cash distributions and increased enterprise value.

Advisors' Opinion:

• [By Tim Melvin]

  Some of the major private equity firms have developed finance companies, business development companies and REITs to provide a permanent source of capital. These entities finance some of their middle-market transactions with loans and short-term financing that produce very high yields. They also own some income-producing assets directly in partnership with their private equity parent. They are able to leverage the relationships and skill of the private equity firm into profitable deals for themselves, and the resulting income is passed along to shareholders.

  KKR Financial Holdings (KFN)

  Kohlberg Kravis and Roberts (KKR) is one of the best and best-known private equity firms in the world today, and it has several entities that are worth consideration by yield starved investors. One of those is KKR Financial Holdings (KFN), a finance company that invests in bonds, secured and senior loans, equities, oil and gas royalties and commercial real estate properties.

Best Net Payout Yield Companies To Buy For 2015: PowerSecure International Inc (POWR)

PowerSecure International, Inc. provides energy and smart grid solutions to electric utilities and their commercial, institutional, and industrial customers. The company?s products and services include Interactive Distributed Generation power systems, smart grid monitoring for electric utilities, peak shaving and demand response, and standby power dispatch and control products; and switchgear products and systems under the NexGear brand name. It also offers utility infrastructure products and services, including transmission and distribution system construction and maintenance under the UtilityServices brand name; engineering, regulatory consulting, and electric grid system design services under the UtilityEngineering and PowerServices brand names; LED lighting for grocery, drug, and convenience stores under the EfficientLights brand name; other LED-based lighting, including street lights; lighting and efficiency products for commercial and industrial customers under the E nergyLite brand name; and LED lighting and lighting components for OEMs and electronics manufacturers, as well as for commercial, industrial, and consumer lighting applications under the IES brand name. PowerSecure serves electric utilities, as well as commercial, institutional, and industrial customers in the United States, the Mid-Atlantic, the Midwest, and the Gulf Coast regions. The company was formerly known as Metretek Technologies, Inc. and changed its name to PowerSecure International, Inc. in August 2007. PowerSecure International, Inc. was founded in 1991 and is headquartered in Wake Forest, North Carolina.

Advisors' Opinion:

• [By Monica Gerson]

  PowerSecure International (NYSE: POWR) is estimated to post its Q4 earnings at $0.09 per share on revenue of $69.18 million.

  CNinsure (NASDAQ: CISG) is projected to post its Q4 earnings at $0.10 per share.

Best Net Payout Yield Companies To Buy For 2015: UBIC Inc (UBIC)

UBIC, Inc. is a provider of e-discovery and digital forensic services for Asia and the world. The Company works with electronically stored information composed in Chinese, Japanese and Korean (CJK) languages and utilizes that expertise for clients involved in cross-border litigation, corporate investigations, intellectual property disputes and more. The Company's Lit i View platform is moving the industry from fact discovery to future discovery by allowing clients to analyze e-mail messages and digital communications found in big data to reveal patterns in human thought and behavior. Advisors' Opinion:

• [By Lisa Levin]

  UBIC (NASDAQ: UBIC) shares fell 6.36% to touch a new 52-week low of $5.30. UBIC's trailing-twelve-month revenue is $58.74 million.

  Posted-In: 52-Week LowsNews Movers & Shakers Intraday Update Markets

Best Net Payout Yield Companies To Buy For 2015: ARMOUR Residential REIT Inc (ARR)

ARMOUR Residential REIT, Inc.( ARMOUR), incorporated on February 5, 2008, is an externally-managed Maryland corporation managed by ARMOUR Residential REIT, Inc. The Company invests primarily in hybrid adjustable rate, adjustable rate and fixed rate residential mortgage backed securities (RMBS). These securities are issued or guaranteed by a United States Government-sponsored entity (GSE), such as the Federal National Mortgage Association (Fannie Mae) or the Federal Home Loan Mortgage Corporation (Freddie Mac), or are guaranteed by the Government National Mortgage Administration (Ginnie Mae) collectively, Agency Securities. From time to time, a portion of its portfolio may be invested in unsecured notes and bonds issued by United States Government-chartered entities, collectively, Agency Debt. As of December 31, 2012, Agency Securities account for 100% of its portfolio.

The Company seeks long-term investment returns by investing its equity capital and borrowed funds in its targeted asset class of Agency Securities. The Company�� assets have been invested in Agency Securities or money market instruments, primarily deposits at federally chartered banks. The Company borrows against its Agency Securities using repurchase agreements. Its borrowings generally have maturities that may range from one month or less, up to one year, although occasionally it may enter into longer dated borrowing agreements to more closely match the rate adjustment period of its Agency Securities.

Advisors' Opinion:

• [By Dan Caplinger]

  Because of the requirement to pay out the vast majority of their income, REITs often have extremely high dividend payouts. Mortgage REITs ARMOUR Residential (NYSE: ARR  ) and Chimera Investment (NYSE: CIM  ) use leveraged strategies to produce yields well in excess of 10%, while Omega Healthcare (NYSE: OHI  ) and Senior Housing Properties Trust (NYSE: SNH  ) , which specialize in long-term care facilities and other properties catering to older residents, both have yields between 5% and 6%.

• [By John Maxfield]

  An article published today by Bloomberg News cited a source at JPMorgan Chase claiming that mREITs like Annaly Capital Management (NYSE: NLY  ) , American Capital Agency (NASDAQ: AGNC  ) , and ARMOUR Residential (NYSE: ARR  ) may have needed to sell about $30 billion worth of MBSes in "just one week last month to maintain the amount of borrowing relative to their net worth." As the article went on to note, "Those types of sales deepened losses in the mortgage-bond market, which had the worst quarter since 1994, accelerated the exit from fixed-income funds, and fueled a jump in home-loan�rates�to a two-year high."

• [By Thomas Bradshaw]

  Armour Residential REIT (ARR) is an interesting REIT that was set up to invest in Agency residential mortgage backed securities. It seems like quite a simple model: buy mortgages that are primarily guaranteed by Fannie Mae (even throw in some Freddie Mac and Ginnie Mae) and hold those to maturity, collecting coupons on the way. Since the assets would be held to maturity, no need to worry about the market value of the securities because we know what the fixed income stream will be and the face value of the securities won't change over time.